Hi Mamata,
1. Below 0.9V, RTC stops incrementing. But what if voltage is let's say 0.5V and then it rises to a voltage greater than 0.9V, then will it start incrementing? and will it lose initialization for selected load capacitor setting?
[A] If the voltage drops below the 0.9V, let's say to 0.5V and then it rises again, the oscillator has stopped and needs from 200ms to 2s to start again.

The register might and probably will get corrupted. So will not know what values are in the registers.
Yes the initialization will be also lost.

So after the VDD drops below the 0.9V, but not to 0V, it is recommended to disconnect the VDD supply voltage, or if not possible software reset must be conducted. But this software reset requires VDD minimally 1.8V, so the I2C interface will be active.
2. Under what conditions OS bit is set? Will it get set due to power fluctuation?
[A] The oscillator can be stopped for example by connecting one of the oscillator pins OSCI or OSCO to
ground. Or if the VDD voltage drops below the 0.9V. Yes the power fluctuations might also stop the oscillator and it takes from 200ms to 2s to start the oscillator again.
3. We are using 20ppm crystal. Manufacturer -EPSON Manufacture Part Number -FC-135 32.768KA-AG0. Load capacitor value is set to 12.5pF. We are getting drift of about 4 to 5 seconds per day. So, is it as expected?
[A] The FC-135 32.768KA-AG0 crystal is not suitable to be used with the PCA85063A, because the crystal requires 9pF load capacitance, which cannot be set on the PCA85063A. This is the reason for such a high deviation. 4 to 5 seconds per day is too large deviation.

Please choose a crystal which requires either 7pF or 12.5pF and set the CAP_SEL bit accordingly.


In our EVB a FC-135 32.7680KA-AG3 crystal is used. Please consider to use this crystal.


https://www.digikey.com/en/products/detail/epson/FC-135-32-7680KA-AG3/5259897
With Best Regards,
Jozef