The RTC has some configuration bits in the SIM module (SIM->SOPT1[OSC32KSEL]) which will allow you to set the RTC clock source.
By the default the RTC runs of the external oscillator, which must have a clock of 32kHz to be used as such. You have an option to use an external 32kHz clock on RTC_CLKIN pin independent of main OSC.
I recommend using the internal LPO because the RTC is not battery backed up and it's accuracy is very crystal/oscillator dependent.
Haven't figured out why RTC_CR oscillator and load control bits even exist, maybe they are copies of the OSC0_CR bits, meant for backward compatibility and having the same function in both registers.
There is only one crystal oscillator in the chip, but you can use the main clock derived from one of the internal oscillators and multiply it through FLL, so you can assign the crystal oscillator to the RTC exclusively.
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Edit: Typo